Is a home warranty the same thing as a homeowner's insurance policy?

Answer: No
Explanation: A home warranty covers specific items only

Answer: No
Explanation: Very different coverages

Answer: No
Explanation: Warranties are for maintenance items, whereas insurance is for property damage and bodily injury.

Answer: No
Explanation: HOME WARRANTY IS SOMETHING YOU PURCHASE FROM ANOTHER VENDOR. INSURANCE COMPANIES ONLY INSURE THE DWELLING AND WHAT IS ATTACHED TO THAT DWELLING. THE EXTRAS ARE USUALLY CALLED WEAR AND TEAR AND THAT IS NOT COVERED,

Answer: No
Explanation: While home warranty and home insurance products may come across as same, they are totally different. The coverage, cost, terms, and conditions vary greatly. Home Insurance is compulsory in some cases whereas home warranty is a recommended choice.

Answer: No
Explanation: Different

Answer: No
Explanation: Home warranty covers most things like home appliances from malfunctioning. Insurance protects the structure of your home, personal belongings, personal liability, etc.

Answer: No
Explanation: Absolutely not. These are completely different policies.

Answer: No
Explanation: Never. Home Warranty only cover main components of the home. Homeowner's Insurance covers accidental or unexpected damage to the home.

Answer: No
Explanation: A home warranty is typically a policy purchased by the seller (buyer can purchase one as well), that covers the major systems & appliances of a home & repairs or replaces them when they break down during the coverage period. A homeowner's insurance policy covers against natural disasters and calamities & is required when purchasing a home with a mortgage loan.

Answer: Not sure
Explanation: It would be best to ask your insurance agent

Answer: No
Explanation: Warranty covers the house against defects in manufacturing. Homeowners insurance covers the homeowner against loss of use, loss of personal items, or physical damage to the home (in most cases.)

Answer: No
Explanation: A home warranty will protect the home owner from builders defects and equipment i.e hot water tank. Home insurance covers the property, personal property and liability of the home owner incurred for a scheduled risk.

Answer: No
Explanation: No, they are separate services in most cases.

Answer: No
Explanation: A home warranty covers maintenance items, whereas a home insurance covers loss of property and physical damage.

Answer: No
Explanation: Home warranty is usually a builder warranty or a seller warranty

Answer: No
Explanation: A home insurance policy provides coverage against a vast array of perils. A home warranty is very specific coverage for a very specific set of circumstances with the home.

Answer: No
Explanation: Warranty is covered by the supplier and homeowners insurance is a policy provided to cover those items after the warranty is used.

Answer: No
Explanation: This coverage must be purchased separately.

Answer: No
Explanation: OK --- These questions are reminding me of classes I have taught. Title to the class? "Why do my answers have to be smarter than your questions?"

Answer: No
Explanation: No, a homeowners policy insures the owner against specific perils. Contact your agent or broker for details.

Answer: No
Explanation: Make sure you know the differences in you insurance policies and your home warranties.