Is a home warranty the same thing as a homeowner's insurance policy?

Answer: No
Explanation: They handle appliances only

Answer: No
Explanation: HOME WARRANTY IS SOMETHING YOU PURCHASE FROM ANOTHER VENDOR. INSURANCE COMPANIES ONLY INSURE THE DWELLING AND WHAT IS ATTACHED TO THAT DWELLING. THE EXTRAS ARE USUALLY CALLED WEAR AND TEAR AND THAT IS NOT COVERED,

Answer: No
Explanation: While home warranty and home insurance products may come across as same, they are totally different. The coverage, cost, terms, and conditions vary greatly. Home Insurance is compulsory in some cases whereas home warranty is a recommended choice.

Answer: No
Explanation: A home warranty is an optional warranty that may be provided by the seller or purchased by the buyer, which covers the major mechanical components of a home. Homeowners insurance provides you with financial protection in the event of a disaster or accident involving your home. In addition, homeowners insurance policies are generally "package policies." This means that the coverage includes not only damage to your property, but also your liability—that is, legal responsibility—for any injuries and property damage to others caused by you or members of your family. Homeowners insurance is mandatory and required for all homes that have a mortgage.... where a home warranty is not.

Answer: No
Explanation: Home warranty covers most things like home appliances from malfunctioning. Insurance protects the structure of your home, personal belongings, personal liability, etc.

Answer: No
Explanation: Absolutely not. These are completely different policies.

Answer: No
Explanation: Two complete different things.

Answer: No
Explanation: A home warranty is typically a policy purchased by the seller (buyer can purchase one as well), that covers the major systems & appliances of a home & repairs or replaces them when they break down during the coverage period. A homeowner's insurance policy covers against natural disasters and calamities & is required when purchasing a home with a mortgage loan.

Answer: Not sure
Explanation: It would be best to ask your insurance agent

Answer: No
Explanation: A home warranty protects you from the high cost of unexpected failures to the major systems and appliances in your home by repairing or replacing covered items that break down due to normal wear and tear. Homeowner's insurance covers sudden and unexpected damages to the home and your personal property.

Answer: No
Explanation: A home warranty will protect the home owner from builders defects and equipment i.e hot water tank. Home insurance covers the property, personal property and liability of the home owner incurred for a scheduled risk.

Answer: No
Explanation: No, they are separate services in most cases.

Answer: No
Explanation: Home warranty covers things such as appliances, while home insurance covers contents as well as liability and medical payments.

Answer: No
Explanation: Home warranty is usually a builder warranty or a seller warranty

Answer: No
Explanation: A home insurance policy provides coverage against a vast array of perils. A home warranty is very specific coverage for a very specific set of circumstances with the home.

Answer: No
Explanation: Home owners insurance provides coverage for sudden and accidental damages. A home warranty provides replacement and repair coverage due to age and wear and tear.

Answer: No
Explanation: This coverage must be purchased separately.

Answer: No
Explanation: OK --- These questions are reminding me of classes I have taught. Title to the class? "Why do my answers have to be smarter than your questions?"

Answer: No
Explanation: Warranty's cover defects in materials and workmanship typically. Insurance will cover anything you have written into a policy.

Answer: No
Explanation: Make sure you know the differences in you insurance policies and your home warranties.